Florida Title Loans – Terms & Conditions
Effective Date: March 2, 2026
Welcome to Florida Title Loans (“Florida Title Loans,” “we,” “our,” or “us”). By accessing or using our website, https://www.floridatitleloans.org (“Service”), you agree to the following Terms & Conditions (“Terms”). Please read them carefully, as they govern your access to our website and any information, tools, or services we provide.
If you do not agree with these Terms, you should discontinue use of the Service immediately.
1. About Our Service
Florida Title Loans provides information about title loans and connects consumers with licensed lending partners or service providers who may offer financial products. We are not a lender, bank, or financial institution and do not make lending decisions or fund loans directly.
Florida Title Loans may provide an initial pre-qualification review based on information submitted through our website or by phone. This pre-qualification is not a loan approval, guarantee of funding, or commitment to lend, and is subject to verification by the individual lender.
Submitting a loan request does not guarantee approval, funding, or any particular loan amount.
All underwriting decisions are made by the individual lenders or financial institutions we work with, based on their underwriting standards and state/federal regulations.
2. Eligibility to Use the Website
To use our Service, you represent and warrant that:
You are at least 18 years old
You are a U.S. resident
You are legally able to enter into binding agreements
You are not using the Service for fraudulent or unlawful purposes
We may suspend or deny access to anyone who violates these Terms.
3. Your Responsibilities
By using the Service, you agree to:
Provide accurate and truthful information
Use the website only for lawful purposes
Comply with all applicable federal and state laws
Not interfere with the operation or security of the website
Not use automated tools (bots, scrapers, crawlers) without permission
You are responsible for securing your own devices, passwords, and access credentials.
4. Submitting a Loan Request
When you apply for a title loan through Florida Title Loans:
You authorize us to share your information with lending partners, service providers, identity verification vendors, and other service providers solely for the purpose of processing your loan request and facilitating contact between you and potential lenders.
You expressly consent to be contacted by Florida Title Loans and its lending partners by phone, email, SMS, or automated/prerecorded messaging at the number(s) and email address(es) you provide, even if your number is listed on a Do Not Call registry. Message and data rates may apply. You may opt out at any time by replying STOP to any SMS or contacting us directly.
You understand that lenders may verify your identity, income, employment, and vehicle details.
You agree that loan terms, interest rates, fees, and approval criteria are determined solely by the lender.
Florida Title Loans does not guarantee that any lender will approve your application.
5. No Financial or Legal Advice
All information on FloridaTitleLoans.org is provided for informational purposes only. Nothing on our website should be considered:
Legal advice
Financial advice
Lending guarantees
A commitment to lend or extend credit
You should consult a qualified professional before making financial decisions.
6. Third-Party Services & Links
Our website may link to third-party websites or services that we do not control. These include lenders, affiliates, analytics tools, and verification services.
Florida Title Loans is not responsible for:
The content of third-party websites
Their privacy practices
Their terms, disclosures, or compliance
Any offers or products provided by third parties
Use of third-party services is at your own risk.
7. Intellectual Property
All content on FloridaTitleLoans.org—including text, graphics, logos, images, tools, and website design—is owned by Florida Title Loans or used under license.
You may not:
Copy, reproduce, modify, or distribute site content
Use our trademarks or branding without written permission
Reverse-engineer or replicate website features
Limited personal use is permitted only for non-commercial purposes.
8. SMS, Phone Calls & Electronic Communications
By submitting your information, you explicitly consent to receive:
Phone calls (including prerecorded or automated)
Email communications
SMS/text messages
These communications may relate to:
Your loan request
Verification steps
Offers from Florida Title Loans or partners
Customer service
You may opt out of promotional messages at any time by contacting us or replying “STOP” to SMS messages.
9. Disclaimer of Warranties
Your use of the Service is at your own risk. Florida Title Loans provides the website “as is” and “as available,” without warranties of any kind, including but not limited to:
Website uptime or uninterrupted access
Accuracy or completeness of information
Availability of lending partners
Loan approval or funding outcomes
Freedom from malware or technical defects
We do not guarantee that the Service will meet your expectations or produce any financial outcome.
10. Limitation of Liability
To the fullest extent permitted by law, Florida Title Loans is not liable for:
Any loan denial, rate, fee, or decision made by a third-party lender
Damages resulting from your use or inability to use the website
Errors, delays, outages, or technical issues
Loss of data, profits, or business resulting from website use
Any actions of third-party service providers
11. Indemnification
You agree to indemnify and hold harmless Florida Title Loans, its employees, partners, and affiliates from any claims or damages arising out of:
Your use of the website
Your violation of these Terms
Your violation of applicable laws
Your interaction with third-party lenders
12. Changes to the Service or Terms
We may modify, suspend, or discontinue any part of the Service at any time without notice.
We may also update these Terms periodically. When changes occur:
The “Effective Date” will be updated
A notice may be posted on the website
Your continued use of the Service means you accept the revised Terms.
13. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
Any disputes must be resolved in competent courts located within the State of Florida unless otherwise required by law.
14. Contact Information
If you have questions about these Terms, you may contact us:
Email: support@floridatitleloans.org
Phone: 888-986-8505
Contact Form: https://www.floridatitleloans.org/contact-us/
Mailing Address: 5220 Belfort Road, Jacksonville, FL 32256