Florida Title Loans – Terms & Conditions

Effective Date: December 8, 2025

Welcome to Florida Title Loans (“Florida Title Loans,” “we,” “our,” or “us”). By accessing or using our website, https://www.floridatitleloans.org (“Service”), you agree to the following Terms & Conditions (“Terms”). Please read them carefully, as they govern your access to our website and any information, tools, or services we provide.

If you do not agree with these Terms, you should discontinue use of the Service immediately.

1. About Our Service

Florida Title Loans provides information about title loans and may connect you with lending partners or service providers who may offer financial products. We are not a bank and may not be the direct lender in all circumstances.

Submitting a loan request does not guarantee approval, funding, or any particular loan amount.

All underwriting decisions are made by the individual lenders or financial institutions we work with, based on their underwriting standards and state/federal regulations.

2. Eligibility to Use the Website

To use our Service, you represent and warrant that:

  • You are at least 18 years old

  • You are a U.S. resident

  • You are legally able to enter into binding agreements

  • You are not using the Service for fraudulent or unlawful purposes

We may suspend or deny access to anyone who violates these Terms.

3. Your Responsibilities

By using the Service, you agree to:

  • Provide accurate and truthful information

  • Use the website only for lawful purposes

  • Comply with all applicable federal and state laws

  • Not interfere with the operation or security of the website

  • Not use automated tools (bots, scrapers, crawlers) without permission

You are responsible for securing your own devices, passwords, and access credentials.

4. Submitting a Loan Request

When you apply for a title loan through Florida Title Loans:

  • You authorize us to share your information with lending partners, service providers, and verification vendors.

  • You consent to be contacted by phone, email, SMS, or automated messaging regarding your request.

  • You understand that lenders may verify your identity, income, employment, and vehicle details.

  • You agree that loan terms, interest rates, fees, and approval criteria are determined solely by the lender.

Florida Title Loans does not guarantee that any lender will approve your application.

5. No Financial or Legal Advice

All information on FloridaTitleLoans.org is provided for informational purposes only. Nothing on our website should be considered:

  • Legal advice

  • Financial advice

  • Lending guarantees

  • A commitment to lend or extend credit

You should consult a qualified professional before making financial decisions.

6. Third-Party Services & Links

Our website may link to third-party websites or services that we do not control. These include lenders, affiliates, analytics tools, and verification services.

Florida Title Loans is not responsible for:

  • The content of third-party websites

  • Their privacy practices

  • Their terms, disclosures, or compliance

  • Any offers or products provided by third parties

Use of third-party services is at your own risk.

7. Intellectual Property

All content on FloridaTitleLoans.org—including text, graphics, logos, images, tools, and website design—is owned by Florida Title Loans or used under license.

You may not:

  • Copy, reproduce, modify, or distribute site content

  • Use our trademarks or branding without written permission

  • Reverse-engineer or replicate website features

Limited personal use is permitted only for non-commercial purposes.

8. SMS, Phone Calls & Electronic Communications

By submitting your information, you explicitly consent to receive:

  • Phone calls (including prerecorded or automated)

  • Email communications

  • SMS/text messages

These communications may relate to:

  • Your loan request

  • Verification steps

  • Offers from Florida Title Loans or partners

  • Customer service

You may opt out of promotional messages at any time by contacting us or replying “STOP” to SMS messages.

9. Disclaimer of Warranties

Your use of the Service is at your own risk. Florida Title Loans provides the website “as is” and “as available,” without warranties of any kind, including but not limited to:

  • Website uptime or uninterrupted access

  • Accuracy or completeness of information

  • Availability of lending partners

  • Loan approval or funding outcomes

  • Freedom from malware or technical defects

We do not guarantee that the Service will meet your expectations or produce any financial outcome.

10. Limitation of Liability

To the fullest extent permitted by law, Florida Title Loans is not liable for:

  • Any loan denial, rate, fee, or decision made by a third-party lender

  • Damages resulting from your use or inability to use the website

  • Errors, delays, outages, or technical issues

  • Loss of data, profits, or business resulting from website use

  • Any actions of third-party service providers

 

11. Indemnification

You agree to indemnify and hold harmless Florida Title Loans, its employees, partners, and affiliates from any claims or damages arising out of:

  • Your use of the website

  • Your violation of these Terms

  • Your violation of applicable laws

  • Your interaction with third-party lenders

 

12. Changes to the Service or Terms

We may modify, suspend, or discontinue any part of the Service at any time without notice.

We may also update these Terms periodically. When changes occur:

  • The “Effective Date” will be updated

  • A notice may be posted on the website

Your continued use of the Service means you accept the revised Terms.

13. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Any disputes must be resolved in competent courts located within the State of Florida unless otherwise required by law.

14. Contact Information

If you have questions about these Terms, you may contact us:

Email: support@floridatitleloans.org
Phone: 888-986-8505
Contact Form: https://www.floridatitleloans.org/contact-us/
Mailing Address:  5220 Belfort Road Jacksonville FL 32256

Copyright 2025 - Florida Title Loans - 1-888-986-8505 - This website does not make direct lending decisions, and we can't provide legal or financial advice. Verify your interest rate, payment terms, and fee schedule before accepting a loan offer. Florida Title Loans matches car title loan applicants with prospective lenders who provide auto title loans to qualified applicants throughout the State. Please verify that your lender is licensed under Statute 516 of the Florida Consumer Finance Act and in good standing with the Florida Office of Financial Regulation. Review the State's Financing Regulations for more information on lending requirements and consumer safeguards in Florida.